Over sixty integrations across payments, messaging, accounting, AI, storage, government, and maps — all behind one abstraction. Swap providers, change regions, or bring your own keys; your operating layer never moves.
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Every payment rail the market runs on — PCI-compliant card, virtual IBAN, auto-debit, cheques, and subscriptions — with connected-account payouts to PMs, vendors, and brokers.
PCI-compliant checkout through Stripe — 3D Secure, SCA, saved payment methods, and fraud controls built in.
Per-client virtual IBANs with auto-reconciliation against expected rent payments — no manual matching.
Standing debit mandates for rent and service charges — the lowest-fee rail wherever it's supported by the jurisdiction.
MENA-native payment gateway — first-class for UAE, KSA, Egypt, and Jordan operators. Settlement in local currency, local-acquirer rates.
Buy-now-pay-later for GCC tenants on commercial move-in fees and split-cheque instalments. Four-payment splits without added interest.
Native tracking — cheque numbers, banks, deposit dates, clearance, and bounced-cheque escalation wired into the Treasury Agent.
Direct disbursement to PM companies, vendors, and brokers via Stripe Connect — fees deducted automatically, payouts routed per stakeholder.
Subscription management for platform tiers and add-ons — trial handling, upgrades, proration, tax, and dunning all built in.
Six delivery channels — email, SMS, WhatsApp, Telegram, Slack, and Microsoft Teams — plus mailbox-sync options for Microsoft 365 and Google Workspace, and a native portal inbox. Route every tenant, owner, vendor, and broker to the channel they already use, with branded templates and delivery receipts on every send.
HTML + plain-text templates, per-org branding, deliverability optimised, five-minute template hot-reload.
Connect your team's Microsoft 365 mailbox — outbound from your own M365 address, not a platform alias. OAuth, no SMTP credentials.
Connect your team's Google Workspace mailbox — same personal-feeling outbound from your own working address via OAuth.
Universal SMS delivery for any recipient in any country — short messages, delivery receipts, and automatic retries.
High-volume WhatsApp with interactive templates and first-party delivery — dominant residential channel across the GCC and beyond.
Bot-based channel with inline action buttons, document delivery, and menus — popular with tech-savvy tenants.
Corporate landlord clients and internal ops — actionable messages with blocks and button approvals.
Enterprise landlords on the Microsoft stack — adaptive cards with action buttons and deep links.
Native portal inbox with read state, filtering, and deep links into the affected entity.
Leases, renewals, terminations, vendor contracts, and broker agreements — signed, audited, and archived through your preferred provider.
Native web and mobile signing for simple workflows where a third-party provider is overkill. — available and dispatched by the live send path.
Default external e-signature provider — cost-efficient, API-first, multi-party flows with template support. — awaiting provider credentials before it can be enabled.
Preferred by clients already inside the Zoho ecosystem for consolidated billing and document trail. — awaiting provider credentials before it can be enabled.
Enterprise-grade e-signature for regulated and cross-border counterparts — REST API v2.1 integration. — awaiting provider credentials before it can be enabled.
Three live destinations today: Zoho Books (production reference, in use by RMC Management Consultants), the built-in Terraa ledger, and structured CSV / XLSX export. Eleven additional provider adapters ship as adapter-ready code — they activate per-customer when credentials are connected and validated against that customer's instance. Custom adapters available on enterprise scope. One unified AccountingAdapter interface routes financial events per client, building, or legal entity, so each landlord's books stay in their own ledger.
Live in production today. Per-client organisation setup with UAE FTA-compliant VAT filing preparation, two-way sync, and bank reconciliation. Reference operator: RMC Management Consultants.
Available today with no external accounting system required. Portfolio-level financials, multi-currency consolidation, and investor-grade reporting.
Available today. Structured file exports for any workflow that ingests file-based journals — audit-ready, chart-of-accounts aware, and re-runnable for any period.
Adapter-ready. OAuth 2.0 refresh-token flow with two-way sync mapping, tax policy normalisation, contacts, invoices, bills, payments, journals, and trust-journal entries. Activated per-customer once credentials connect.
Adapter-ready. OAuth 2.0 with realm-id tenant routing. Invoice push, bank reconciliation, vendor bill + payment posting, and per-client entity separation. Activated per-customer.
Adapter-ready. GCC-native cloud accounting via API-key auth — first-class for MENA operators who want local-market defaults. Activated per-customer.
Adapter-ready. OAuth 2.0 client-credentials flow against the Business Central API. Mid-market ERP integration for multi-entity portfolios on the Microsoft stack. Activated per-customer.
Adapter-ready. NetSuite Token-Based Authentication (TBA) for SuiteTalk REST. Multi-subsidiary support for upper mid-market ERP customers. Activated per-customer.
Adapter-ready. OAuth 2.0 against Sage's accounting API — invoice, payment, and reconciliation sync for SMB cloud accounting. Activated per-customer.
Adapter-ready. Sage Intacct Web Services session-based auth. Multi-entity AP/AR and dimensional reporting for larger portfolios. Activated per-customer.
Adapter-ready. JSON-RPC against Odoo's web/dataset endpoint. Flexible for custom chart-of-accounts structures across Odoo Community and Enterprise. Activated per-customer.
Adapter-ready. SAP Service Layer session-based auth. Mid-market ERP integration with enterprise-grade controls. Activated per-customer.
Adapter-ready. OAuth 2.0 against the Oracle Fusion Cloud Financials REST API. For institutional landlords and REITs. Activated per-customer.
Adapter-ready. Acumatica session-based auth via the contract-based REST API. Cloud ERP with configurable endpoints. Activated per-customer.
Don't see your system? Enterprise customers can scope a new adapter at onboarding — OAuth, webhook, or file-based sync into your existing finance stack.
Compliance-grade document handling with configurable data residency. Signed-URL access, per-client isolation, and audit trails on every upload and download.
Pick the region your data lives in — deploy in the UAE, GCC, EU, UK, Americas, or APAC to meet local privacy and data protection laws.
Route new document uploads directly to your own Google Drive, OneDrive, SharePoint, or Dropbox. Two postures: OAuth-connected for AI analysis, or link-only for zero tokens held by Terraa. Audit-integrity artefacts stay internal regardless.
No public URLs, ever. Time-limited tokens for upload (5 min) and download (15 min) — revoked the moment access rights change.
Documents scoped to the owning client at the data layer via Row-Level Security. A PM user can never access another operator's files.
Server-side AES-256 encryption on the backing store, TLS 1.3 on every request.
Per-category controls — leases PDF-only, tenant IDs PDF/JPG/PNG, maintenance photos capped at 50MB per ticket.
Past your plan limit? Buy 25 / 100 / 500 GB blocks at a flat monthly rate, or enable pay-as-you-go metered overage with a hard per-cycle cap. Every byte tracked in a daily-snapshot ledger.
Temporary artefacts auto-delete — generated exports after 48 hours, staging uploads after 24 hours. Source documents retained per jurisdiction policy.
Six frontier AI providers behind one routing layer. Every agent action picks the right model for its task, with automatic failover if any provider degrades.
Primary provider — complex reasoning, 1M-token context for portfolio-scale analysis.
GPT-5, GPT-5 Mini, and GPT-5 Nano — lazy-loaded frontier models used wherever task economics or capability profile favour them.
Alternative model family for multimodal tasks and specific jurisdictional coverage.
Open-weights models for cost-optimised routine tasks.
Low-latency inference for agent interactions where response speed matters most.
VNet-isolated deployment for enterprise clients with strict data-residency requirements.
Custom Terraa MCP server exposes 29 tools over live portfolio data to any compliant AI client.
Per-tier budgets, per-action overage protection, per-client billing alignment — admin-configurable without a deploy.
Direct integrations with the authorities that actually govern the market. Identity verification, property registration, tax filings, and rent-index validation — jurisdiction-aware and extensible per country.
Emirates ID verification via OIDC — identity assurance for landlords, tenants, brokers, and vendors.
Property registration, ownership verification, and transaction history — direct API and Apify-backed fallback.
Comparative property data and registry lookups used by the Market Intel Agent.
Lease registration and renewal with required-field validation — RERA-compliant filings.
Annual rent index with market rent bounds and permitted-increase validation at renewal.
Dubai utility bill verification and consumption data for service charge allocation.
Saudi national ID verification via OAuth — MOMRA/ICA integration.
Property registration API for Saudi jurisdictions.
Saudi labour-affiliated lease registration with required-field validation.
UAE VAT return preparation by the Tax Agent — jurisdiction-aware rates and authority endpoints.
Saudi VAT return preparation with e-invoicing readiness — jurisdiction-aware filings.
Location services, government registries, and market comparables — per country, pluggable, and expanding. Every market source is scoped to the jurisdictions it covers, and new countries come online as we expand.
Places, geocoding, advanced markers, and nearby-landmark lookups for building locations and listings — global coverage.
Dubai Land Department transfer history and DARI registry data — real transaction prices feed valuation comparables and market reports.
Coverage across the leading UAE property portals for asking-rent benchmarks, days-to-let, and demand-side signals.
Saudi market coverage — listing and transaction comparables for every major region.
Every data source declares the jurisdictions it covers. New markets come online through new sources — no changes to business logic, compliance layer, or client workflows.
Register your own market feeds from the admin console — point at a source, define the fields to extract, and the platform wires up the rest. Available on every plan, with each scrape metered against the workspace AI credit account.
Anonymised transaction data compounds into a market intelligence moat other platforms can't replicate.
Enterprise SSO, multi-currency FX, and audit-grade observability — the controls your compliance and finance teams expect on day one.
Google OAuth for operator teams, tenants, and PM company accounts.
Enterprise SSO for corporate landlord clients and PM companies on the Microsoft stack.
Custom identity providers for regulated and institutional clients — SCIM provisioning available on Platform tier.
Primary FX provider for live multi-currency conversion and investor-grade reporting across 25 currencies.
Secondary FX provider with automatic failover when the primary source is unavailable.
Every state change, every agent action, every admin override — attributable, timestamped, and queryable for compliance review.
MFA-ready, session invalidation, account lockout, and IP allow-listing on Enterprise+ tiers.
Every integration lives behind a repository/provider interface. Swap a messaging backend, change a storage region, migrate accounting systems — business logic never moves.
lib/data contracts are stable. lib/providers implementations are swappable. Your portfolio is never locked to any single vendor.
Enterprise and Platform tiers bring API keys for their existing tools — billing-and-configuration-only, not a rebuild.
Not just Terraa's agents. Any MCP-compliant AI client can query your live portfolio with full auth and scoping.
Route financial events per organisation, portfolio, building, country, or legal entity — swap ledgers without touching business logic.
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