Not a feature list we aspire to. The operating layer we run on. Every agent, every workflow, every integration, every compliance lever — already in the product.
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Specialist AI agents
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Stakeholder portals
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Country configurations
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MCP server tools
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Workflow categories
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Messaging channels
Sixteen specialist AI agents
Each agent owns a service line. Lease, finance, treasury, tax, maintenance, listings, legal, reporting, insurance, utilities, owners association, off-plan, broker, and market intelligence — running in the background.
+ 12 more agents across listings, legal, comms, broker, insurance, OA, off-plan
Lease
Finance
Treasury
Tax
Maintenance
Listings
Legal
Reporting
Comms
Broker
Insurance
Utility
OA
Off-Plan
Market Intel
Market Data
Unified workflow engine
Every approval gate, lease transition, move-out, financial sign-off, and compliance check runs on one configurable graph engine. Configure per portfolio, per client, per operating model.
Delegation, escalation, and audit trail — every decision timestamped and attributable
55 categories · 10 node types
Start
Approve
Notify
Execute
Done
Predictive intelligence
Every transaction through Terraa compounds into a proprietary benchmark dataset — yields, rents, void periods, churn signals, and contractor performance — that grows more valuable with every portfolio on the platform.
Tenant churn prediction — renewal risk scoring months before expiry
Rent optimisation at renewal — market-indexed, jurisdiction-aware
Vacancy cost modelling — days-to-let by community and unit type
Contractor scoring — response time, cost variance, callback rate
Portfolio health scoring — yield, occupancy, cash-flow composite
Churn risk — 90 days
-61%
Tenant churn predicted, then prevented.
Renewal nudge sent
Portfolio core
Every building, unit, lease, tenant, and payment — one source of truth. Multi-client financial isolation. Per-country compliance already wired in.
Building and unit hierarchy with capacity, view, parking, amenities
Every stakeholder gets the channel they expect. Tenant on WhatsApp. Owner on email. Corporate client on Slack or Teams. Same operating layer underneath.
Email, SMS, WhatsApp, Telegram, Slack, Microsoft Teams
Per-org branded templates with five-minute hot-reload
Provider-agnostic — swap backends without touching business logic
Global from day one
Thirty country configurations across six continents. Tax, lease registration, deposit rules, notice periods modelled per jurisdiction. New market = one config file.
30 countries · 25 currencies · 8 languages (7 translated + English)
Tax, registration, identity, notice periods — per jurisdiction
RTL support, smallest-unit money math, FX refresh via provider
Broker, vendor, and off-plan marketplaces
Listings auto-publish to a broker portal with AI-scored applications. Vendors bid on maintenance work with tracked performance. Off-plan projects tracked from handover to snagging.
Run an OA the way an institutional operator runs a portfolio. Registry, finance, governance, resident operations, and procurement on one platform — owner ledgers, AGM voting, NOC clearances, pooled procurement across multiple OAs, and intelligence the board can sign off on. Mollak (Dubai), ETMAM (Saudi), and three more authority slots pre-wired so you grow into new jurisdictions without re-platforming. (Proof: 34 OA tables, 49 REST endpoints, 30 country statutory blocks, 10 workflow templates, 47 OA-specific audit codes, 27 ratchet tests — every figure enforced against drift.)
Registry, owner ledgers, levy & budget engine, operating + reserve fund accounting, apportionment fan-out engine, UBO tracking
AGM governance — notices, agenda, attendance, proxies, voting, resolutions, action items + AGM AI co-pilot for live transcription and minutes
Bring-your-own storage — data sovereignty by default
Customer documents stay in the cloud you already trust — Google Drive, OneDrive, SharePoint, or Dropbox — so compliance and procurement teams don't have to negotiate a new data-handling posture for every operator. Audit-integrity artefacts (signed contracts, evidence bundles, raw email payloads, tenant exports) stay in Terraa-managed storage so the audit trail itself remains tamper-evident. Signed-URL access only, never public.
4 BYO providers — Google Drive, OneDrive, SharePoint, Dropbox
Two posture options — link-only (zero token retention, recommended) or OAuth-connected (with managed deletion + AI analysis)
Native fallback — Supabase Storage default + AWS S3 opt-in for data residency
Native government API integration
Verify an Emirates ID, register an Ejari lease, or pull a rent-index reference inline with the operating workflow — instead of asking a junior to type the same thing into a regulator portal. Eight UAE and Saudi government endpoints integrated through a common base. Each activates against the operator's own production credentials when configured, with sandbox fallback for dev and staging.
Saudi Arabia — National ID verification, Ejar lease registration, property records
Common base layer — every new jurisdiction adds its endpoints to a shared interface, not a fresh integration
Tenant lifecycle & GDPR-grade data retention
Departures don't end the relationship. Tenants get a 30-day grace period of read-only portal access, then can subscribe to extended-access tiers ($4.99–$49.99/mo). Per-country retention policies and dual erasure modes — anonymise for analytics or full right-to-erasure delete.
State machine — active → offboarding → grace period → extended access → archived → purged
B2C revenue stream — Essential and Complete extended-access tiers with auto-renewal and graceful failure handling
Per-country retention policies — UAE PDPL, Saudi PDPA seeded; new countries add their own retention config
Model Context Protocol server
A custom MCP server exposes twenty-nine tools over live portfolio data. Plug any compliant AI client into your portfolio — natural-language queries, actions, and reports, with full audit and scoping.
29 tools covering read, query, action, and export
Full auth integration — respects every role and RLS policy
Available to Enterprise and Platform subscribers
Security and compliance
Sixteen-role RBAC, row-level security, audit trail on every state change, rate limiting, account lockout, signed-URL storage, and regional data-residency options.
16 roles across 5 access layers — RLS enforced at the DB layer
Audit log covers every state transition, approval, and agent action
Terraa routes every AI action across multiple frontier models with automatic failover. If one provider degrades, the agent keeps working — never a single point of failure.
Automatic model routing by task complexity
Graceful failover when a provider degrades or rate-limits
Reconciled ledgers, per-client P&L, VAT filings prepared by the Tax Agent, and accounting-provider-agnostic sync. Bring your own Xero, QuickBooks, Zoho Books — or none.
Autonomous monthly close draft — exceptions surface for review
Per-client chart of accounts, financial isolation, reporting currency
Built to be white-labelled, branded, and operated across dozens of landlord portfolios from one console. Platform admin with entitlements, billing, pricing, observability.
White-label branding with minimum-attribution options